Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Finance team

The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.

About the Role

We are looking for a self-motivated and resourceful Bank Controller to join us during a pivotal moment of growth. As Affirm Bank is currently in its formation phase, we are actively building out our foundational team. Reporting to the Bank CFO, the Bank Controller will be central to this effort, playing a key role in the formation and operational build-out of the Bank.

The Bank Controller will lead day to day operational duties of the Affirm Bank Accounting Team, including managing the G/L and daily operational flows, ensuring successful integration of our accounting systems and processes into Affirm’s systems and processes, and developing the regulatory function.

What You'll Do

Team Leadership & Talent Development: Build and lead the Bank accounting team, providing strategic direction, recruitment, and coaching as we establish the function.
Cross-Functional Partnership: Serve as a primary liaison with Affirm, Inc. cross-functional teams, ensuring effective service delivery under the Intercompany Program Agreement while maintaining the independent oversight necessary for a regulated banking entity.
Financial Reporting: Oversee all monthly reporting to both internal and external stakeholders, including regulatory bodies, ensuring timely completion and submission.
Regulatory Oversight: Build a controlled regulatory reporting function to ensure the timely and accurate preparation of required filings (e.g., FFIEC 041 Call Reports, Part 363 Annual Reports, and Federal Reserve reporting).
Audit Management: Work closely with our external auditors to coordinate the completion of the annual Bank financial statement audit.
Process Automation: Work with our engineering and product teams to evaluate, improve, and implement various tools to drive accounting/reporting automation.
Strategic Analysis: Manage other processes and functions, including financial analysis and projects as required.

What We Look For

Accounting designation such as CPA or CA
Minimum 10 years relevant experience in Accounting, Finance or Treasury-related areas
Minimum 5 years of people management experience
Experience building out the appropriate tools and processes, and scaling an Accounting team in a similar industry
Extensive knowledge of GAAP, Regulatory reporting
Proven analysis, cash management, and modeling experience
Extremely detail oriented and a natural critical thinker
Strategic, goal driven, focused, with a “can-do” attitude

Base Pay Grade - M

Equity Grade - USA 10

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000

USA base pay range (all other U.S. states) per year: $164,000 - $224,000

Please note that visa sponsorship is not available for this position.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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